Our Risk Management strategies and platforms involve the continuing process of identifying, analyzing, evaluating and treating loss exposures; as well as the monitoring of risk control and financial resources to mitigate adverse effects of loss.
LIFE INSURANCE
No person is completely immune tot he risks of everyday life. Insurance, when used and applied correctly, can be an essential mechanism to manage risk. Life insurance is the final loving act. Have you ever truly thought of what it can really mean to your family’s future? Please view this powerful explanation provided by one of our many carriers to truly understand the power of life coverage.
There is no question life insurance is an important form of protection. Life as well as business can often take sudden and unexpected turns. Obtaining life insurance offers the stability and peace of mind which is so very important. Life insurance can create wealth! Build your legacy by obtaining permanent insurance coverage.
Life insurance as it is currently marketed is the most undersold and unappreciated commodity in the market place. What would the loss of your life mean? And the potential earnings of your life, to your family? What is your full human life value?
Life insurance is not only used for end of life planning for individuals and families. We understand that insurance should mirror lawsuits in that it should insure full human life value. Life Insurance is a versatile tool for businesses of all sizes, and in many cases may be written off by the company as bonus compensation.
Permanent insurance offers a business owner access to cash value to help the business weather uncertain economic challenges. It can function as a valuable benefit to attract and retain top talent; functions not only as protection of the organization and owners but can be used as a pension alternative, providing a tax free revenue stream for retirement.
Life Insurance…quite simply the single biggest benefit in the US Tax Code.
Effective Business Coverage
The correct corporate insurance coverage can protect your investment from any number of possible threats such as death, disability, divorce, dis-interest, terminal illness and more.
Well placed polices can provide the peace of mind required, allowing you to remain focused on the running of your business.
You’ve heard the phrase “don’t leave home without it”. Many businesses have no idea of the degree of exposure they operate in from day-to-day. Start your Risk Management process today!
Have you considered coverage for the following?
- Business Owners Policy (BOP)
- Business Auto Policy
- Employment Practices Liability Coverage
- Directors and Officers Liability Coverage
- Business Interruption Coverage
- Captives
- Business Overhead Expense
- Disability Buyout Coverage
- Executive Disability Income Coverage